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felix hoe, 何泓铮

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
felix hoe, 何泓铮
 
 
 
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Testimonials and Referral Notes

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Adam Koh & Iris Xiao. Ex-Business Owner, Retiree

机缘巧合,在我们计划做一些家庭安排的时候遇到你,你给予了我们非常专业的指导和细致耐心的讲解与服务,不仅让我们学习到了必备的知识也解决了很多一直以来我们的疑惑,让我们接下来的家庭安排有了专业的保障。 感恩遇见,也希望有你作为我们的家庭财务顾问,让我们以后的经济生活稳定无忧。 谢谢你!🙏❤😊

Li Chin. Kishen Kumar

A fun and informative night to catch up with Felix and his team. Thank you Felix and APEX for the invitation. Appreciated a lot. Great client focussed on fun with brief introduction information for some product seminar.

Kris Sun. Nutritionist, Yoga Teacher

Felix是我在听了Apex的一个线上退休规划后认识的。 他非常细心,也耐心地解答了我的一些退休规划上的疑惑。 之后两次的meeting与更多的了解后,Felix在专业的角度上给我剖析出我需要的理财规划,最终我做了两份理财规划。他的知识面及负责任方面颇为满意。感恩有你🙏🏻🙏🏻

Qi Hua. R&D Mechanical Engineer

Felix is one of the best financial advisors I had met. He has helped me better plan for my financial goals with detail analysis on the pros & cons on my financial planning, which in turn help me better understand the areas I need to improve on. Furthermore, Felix is highly professional, ethical and knowledgeable on what he is doing, is always nice talking and learning financial knowledge from him. I would highly recommend his services to people who wish to achieve their financial goals and also had better understanding on financial planning.

Zhi Qin. Teacher

大学时期就已经认识Felix了,他一直是个值得信赖的朋友,因此毕业步入职场后就请他帮忙规划财务。 Felix会耐心倾听我对退休生活的需求,并根据我当下的经济情况,给我介绍适合我的财务配套。他也会认真讲解相关配套的细节,比较不同方案的优劣势,让我可以在最短的时间内了解自己能获得的保障。 不仅如此,他也会分享一些理财观念,并解答我对投资的一些疑惑,让我有所启发。也很感激有他在理财这条道路上的引导,让我对未来的生活充满憧憬。

Jian Xian. Financial Service Consultant

I have known Felix for about 1.5 years and it was enjoyable working with him while during his time at AIA. He has formulated many great pitches for each product category and is very selfless in sharing. When we faced any difficulties he will always be there to share his input and offer solutions on how to solve them. He is also a great career coach when one is looking to embark on a career in financial advisory. He has a wealth of experience in both tied agency and financial advisory firm. He shows the pros and cons of what a tied agency does and what a financial advisory firm can offer. Felix has guided me in my career decision moving forward and encourages me to pursue them. Felix is the go to person to speak to when you are fresh out in the workforce looking to embark on a new career or considering a mid career switch.