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felix hoe, 何泓铮

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
felix hoe, 何泓铮
 
 
 
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Testimonials and Referral Notes

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Feng Yuan. Aircraft Maintenance License Engineer. Serena Tan. Teacher.

Felix has been a great agent who is willing to go the extra mile to explain the policy which the client does not really understand. He considers the needs of the client and gives appropriate advice to maximize the client investment. All in all, if the client has any doubt, just approach him and he will give the best advice to the client’s needs. Felix is an approachable insurance agent who responds promptly to questions raised to the best of his ability. He does not hard-sell his policies, unlike some insurance agents in the market. He respects his clients’ decisions and needs, and recommends the best policy/policies. He also ensures that his clients understands the policy completely and is patient in his explanation.

Li Chin. Kishen Kumar

A fun and informative night to catch up with Felix and his team. Thank you Felix and APEX for the invitation. Appreciated a lot. Great client focussed on fun with brief introduction information for some product seminar.

Zhi Qin. Teacher

大学时期就已经认识Felix了,他一直是个值得信赖的朋友,因此毕业步入职场后就请他帮忙规划财务。 Felix会耐心倾听我对退休生活的需求,并根据我当下的经济情况,给我介绍适合我的财务配套。他也会认真讲解相关配套的细节,比较不同方案的优劣势,让我可以在最短的时间内了解自己能获得的保障。 不仅如此,他也会分享一些理财观念,并解答我对投资的一些疑惑,让我有所启发。也很感激有他在理财这条道路上的引导,让我对未来的生活充满憧憬。

Jian Xian. Financial Service Consultant

I have known Felix for about 1.5 years and it was enjoyable working with him while during his time at AIA. He has formulated many great pitches for each product category and is very selfless in sharing. When we faced any difficulties he will always be there to share his input and offer solutions on how to solve them. He is also a great career coach when one is looking to embark on a career in financial advisory. He has a wealth of experience in both tied agency and financial advisory firm. He shows the pros and cons of what a tied agency does and what a financial advisory firm can offer. Felix has guided me in my career decision moving forward and encourages me to pursue them. Felix is the go to person to speak to when you are fresh out in the workforce looking to embark on a new career or considering a mid career switch.

Yong Yiah & Geok Lian. Biz Owner

我是Mdm Teo,我是从报张上认识Felix 的,本来不想联系他但是我还是坚持打电话给他,我不想联系那些投资者是因为我不想浪费双方面的时间,因为我已经有足够的保单了。 最后我决定联系他,没想到是跟我约一个时间他就解释他的保单的详情给我知道,没想到他解释到很清楚给我,从中才决定跟他买下两份保单。 在此我很感谢Felix,之后我还有很多不明白的问题他都抽空帮我,感谢🙏您。我也是有很多位经济人都没办法解释给我听讲到一头雾水。

Yeo Ann Woon. Director

Overall, Felix is a very good insurance representative. He is very proactive and hardworking when come to business opportunity. He share with me and suggest to me which insurance plans is good to me and my family. He is knowledgeable and always there for me when I need some advice about insurance. He is responsible and always informed me few days before he is away from Singapore. He shares with me his dream in terms of career and life. I believe that he definitely can achieve his goal if the momentum keeps going on!