Adam Koh & Iris Xiao. Ex-Business Owner, Retiree

机缘巧合，在我们计划做一些家庭安排的时候遇到你，你给予了我们非常专业的指导和细致耐心的讲解与服务，不仅让我们学习到了必备的知识也解决了很多一直以来我们的疑惑，让我们接下来的家庭安排有了专业的保障。 感恩遇见，也希望有你作为我们的家庭财务顾问，让我们以后的经济生活稳定无忧。 谢谢你！🙏❤😊

Zhi Qin. Teacher

大学时期就已经认识Felix了，他一直是个值得信赖的朋友，因此毕业步入职场后就请他帮忙规划财务。 Felix会耐心倾听我对退休生活的需求，并根据我当下的经济情况，给我介绍适合我的财务配套。他也会认真讲解相关配套的细节，比较不同方案的优劣势，让我可以在最短的时间内了解自己能获得的保障。 不仅如此，他也会分享一些理财观念，并解答我对投资的一些疑惑，让我有所启发。也很感激有他在理财这条道路上的引导，让我对未来的生活充满憧憬。

Joseph Tan. Engineering Sales Manager

As an investor, Felix is quite knowledgeable with what he had been doing, explaining and proposing to me. He always kept me up-to-date with all the latest events, promotions and products, which allow me to react to the market promptly. If I have any doubts in any aspect regarding his profession, he always gets back to me promptly. Keep it up!

Kris Sun. Nutritionist, Yoga Teacher

Felix是我在听了Apex的一个线上退休规划后认识的。 他非常细心，也耐心地解答了我的一些退休规划上的疑惑。 之后两次的meeting与更多的了解后，Felix在专业的角度上给我剖析出我需要的理财规划，最终我做了两份理财规划。他的知识面及负责任方面颇为满意。感恩有你🙏🏻🙏🏻

Khan Tee. Retail Supervisor

我認识Felix Hoe只有几个月，但是我的感觉他是我家的小弟，待人有礼。 我询问的每个问题都细心，用心，耐心地说明让我受益匪浅。介绍了一项很有回报率的基金，后来我也有买，结果拿到很高的股息。 谢谢他的付出，他的敬业与乐业的精神。让我佩服他，他是一位优秀的财务顾问。 衷心的祝福他锦绣前程，生活愉快。 加油吧，小伙子！我永远支持您！ 你的眼界决定你的世界！

Feng Yuan. Aircraft Maintenance License Engineer. Serena Tan. Teacher.

Felix has been a great agent who is willing to go the extra mile to explain the policy which the client does not really understand. He considers the needs of the client and gives appropriate advice to maximize the client investment. All in all, if the client has any doubt, just approach him and he will give the best advice to the client’s needs. Felix is an approachable insurance agent who responds promptly to questions raised to the best of his ability. He does not hard-sell his policies, unlike some insurance agents in the market. He respects his clients’ decisions and needs, and recommends the best policy/policies. He also ensures that his clients understands the policy completely and is patient in his explanation.