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felix hoe, 何泓铮

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
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DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
felix hoe, 何泓铮
 
 
 
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Testimonials and Referral Notes

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Remempher. Service Engineer

I knew Felix through a mutual friend. They both introduced me to investing and how to manage my finances properly. Felix has taught me on how to make my money work harder for me through investing. With his detailed analysis of my finances i have gained insights on my spending habits which i have not realized i was doing harm to my future self and my family as well. His professionalism and wide knowledge about finance has led me to put my trust in him to manage my investment. I am happy with the results even during this trying times, my portfolio is doing well.

Ming Li. Management Executive

Yeow Chuan is well prepared for our review every time and he always provide his excellent service and share the knowledge with me. I am grateful with his service and choose him as my financial consultant. Hope we can improve and grow together along the way.

Qi Hua. R&D Mechanical Engineer

Felix is one of the best financial advisors I had met. He has helped me better plan for my financial goals with detail analysis on the pros & cons on my financial planning, which in turn help me better understand the areas I need to improve on. Furthermore, Felix is highly professional, ethical and knowledgeable on what he is doing, is always nice talking and learning financial knowledge from him. I would highly recommend his services to people who wish to achieve their financial goals and also had better understanding on financial planning.

Made Surya. Visual Media Content Producer. Ratu. Administrator in Indonesian Embassy in Singapore

My wife and I are very fortunate to have Felix as our financial advisor. He gives us valuable financial advises and recommends great financial products that are well suited to our needs. His deep knowledge and experience give us assurance that he will advise us properly. Oftentimes, If I have any question related to my insurance, he will always be ready to help and answer. We can be sure that Felix will always put our well being and benefit as priority. He is very kind, smart, friendly, patient and caring. We would highly recommend him to anybody who’s looking for financial or insurance advisor to guide them for a better future.

Kris Sun. Nutritionist, Yoga Teacher

Felix是我在听了Apex的一个线上退休规划后认识的。 他非常细心,也耐心地解答了我的一些退休规划上的疑惑。 之后两次的meeting与更多的了解后,Felix在专业的角度上给我剖析出我需要的理财规划,最终我做了两份理财规划。他的知识面及负责任方面颇为满意。感恩有你🙏🏻🙏🏻

Eugene Yeap. Singapore Navy Force

Yeow Chuan is a person who encourage people to do saving for future use. Through the financial planning process with him, it is easy to understand what the whole insurance all about. He is a very friendly person to ask for help if unable to understand any of the topics in term of financial services or life.