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felix hoe, 何泓铮

In Touch

A Monthly Curated Newsletter

As the festive chaos and bustle and chaos taper off and we ease back into the rhythm of work and daily living, clarity rarely comes from doing more — it comes from removing what no longer serves us. From mental noise and digital overload to cluttered desks, disordered paperwork, and lingering subscription costs, the small accumulations of everyday life quietly weigh on us. By refreshing our physical, mental, and financial spaces with simple, sustainable habits, we create room for focus, steadiness, and renewed order — returning to our routines with greater calm and intention.

Decluttering Mental Clutter

Mental clutter arises from stress, thoughts, and past worries. Here are some suggestions to improve health, change circumstances, and reframe your past experiences to clear mental noise and reclaim control.

 
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What Is the 20 Minute Rule in Cleaning?

The 20-minute rule involves committing to just 20 minutes of focused cleaning with a timer, making household chores manageable, reducing overwhelm, and maintaining consistent cleanliness over time.

 
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10 Japanese Habits to Never Have a Messy Home

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
felix hoe, 何泓铮
 
 
 
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Testimonials and Referral Notes

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Guan Soon. Navy Electrical Technician.

Yeow Chuan has been a very thoughtful advisor. I can see the passion in him in his effort towards his job. The way he analyse and handle his clients makes me feel comfortable when we discuss about certain plans or policy. I don’t really feel like he is only an advisor but also a friend who helps his client to his best efforts. Thanks for your helpful advices and help given to me.

Made Surya. Visual Media Content Producer. Ratu. Administrator in Indonesian Embassy in Singapore

My wife and I are very fortunate to have Felix as our financial advisor. He gives us valuable financial advises and recommends great financial products that are well suited to our needs. His deep knowledge and experience give us assurance that he will advise us properly. Oftentimes, If I have any question related to my insurance, he will always be ready to help and answer. We can be sure that Felix will always put our well being and benefit as priority. He is very kind, smart, friendly, patient and caring. We would highly recommend him to anybody who’s looking for financial or insurance advisor to guide them for a better future.

Leonardo Alfoncius. Engineer

Felix has been a great consultant who has helped me to plan for my financial goals. He has been providing advice that are not only able to increase my insurance coverage but also to minimise the cost. The detailed analysis that he did for me has helped me greatly to identify the areas where I need to improve on. Furthermore, his professionalism, coupled with his broad knowledge on finance, made me comfortable in every meeting.

Shayne Chan. Business Support Executive

Yeow Chuan, he really is the most responsive insurance agent that I met so far. He will try his best to suit my current financial needs and provide me a good idea and plan for my policies. He will dropped me a message to inform if he out of town to make sure his client still can reach him on time. He is very responsible and positive person. He really is a good financial planner for me and I trust him until I reach my life goal.

Li Chin. Kishen Kumar

A fun and informative night to catch up with Felix and his team. Thank you Felix and APEX for the invitation. Appreciated a lot. Great client focussed on fun with brief introduction information for some product seminar.

Zhi Qin. Teacher

大学时期就已经认识Felix了,他一直是个值得信赖的朋友,因此毕业步入职场后就请他帮忙规划财务。 Felix会耐心倾听我对退休生活的需求,并根据我当下的经济情况,给我介绍适合我的财务配套。他也会认真讲解相关配套的细节,比较不同方案的优劣势,让我可以在最短的时间内了解自己能获得的保障。 不仅如此,他也会分享一些理财观念,并解答我对投资的一些疑惑,让我有所启发。也很感激有他在理财这条道路上的引导,让我对未来的生活充满憧憬。