| As we embrace the new year, it may help to remember that the turning of the year doesn’t call for grand plans or perfect routines. Instead, it invites calm, adaptability, and trust in small, consistent steps. The collection of articles gathered here speak about the value of steadiness over speed, flexibility over force, and provides a quiet assurance to just keep going—even without clarity. | | Most Resolutions Collapse by February. Here’s the System High Performers Use Instead If your resolutions fade fast, it’s not a discipline problem. This piece shows how high performers skip rigid goals and build simple weekly systems instead—focusing on identity, small habits, and structure to create change that actually sticks. | | Beyond the New Year: How to Turn Family Resolutions into Everyday Rituals Make family resolutions stick by setting small, realistic, shared activity goals, involving children in planning, focusing on behaviours not outcomes, building connection, and staying flexible—so routines become enjoyable habits rather than abandoned ambitions. | | Why humans are surprisingly bad at being happy | Laurie Santos | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | felix hoe, 何泓铮 | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © felix hoe, 何泓铮, All rights reserved. | | | | Yu Hau. Senior Project Manager Felix shows great interest and enthusiasm in his works. On top of providing his advise and knowledge at his level best, he would provide additional steps/ services to aid me to better understanding my portfolio, though seems to be small gestures, it greatly helps in self-assess at holistic manner.
Straight forward, openness is among traits of Felix that make him approachable and responsive to ideas and questions.
On personal level, Felix portrayed as an individual whom constantly improving himself and widening his knowledge | | | | Leonardo Alfoncius. Engineer Felix has been a great consultant who has helped me to plan for my financial goals. He has been providing advice that are not only able to increase my insurance coverage but also to minimise the cost.
The detailed analysis that he did for me has helped me greatly to identify the areas where I need to improve on.
Furthermore, his professionalism, coupled with his broad knowledge on finance, made me comfortable in every meeting. | | | | Jian Xian. Financial Service Consultant I have known Felix for about 1.5 years and it was enjoyable working with him while during his time at AIA. He has formulated many great pitches for each product category and is very selfless in sharing.
When we faced any difficulties he will always be there to share his input and offer solutions on how to solve them.
He is also a great career coach when one is looking to embark on a career in financial advisory. He has a wealth of experience in both tied agency and financial advisory firm.
He shows the pros and cons of what a tied agency does and what a financial advisory firm can offer. Felix has guided me in my career decision moving forward and encourages me to pursue them.
Felix is the go to person to speak to when you are fresh out in the workforce looking to embark on a new career or considering a mid career switch. | | | | Ming Li. Management Executive Yeow Chuan is well prepared for our review every time and he always provide his excellent service and share the knowledge with me.
I am grateful with his service and choose him as my financial consultant. Hope we can improve and grow together along the way. | | | | Made Surya. Visual Media Content Producer. Ratu. Administrator in Indonesian Embassy in Singapore My wife and I are very fortunate to have Felix as our financial advisor. He gives us valuable financial advises and recommends great financial products that are well suited to our needs. His deep knowledge and experience give us assurance that he will advise us properly.
Oftentimes, If I have any question related to my insurance, he will always be ready to help and answer. We can be sure that Felix will always put our well being and benefit as priority. He is very kind, smart, friendly, patient and caring.
We would highly recommend him to anybody who’s looking for financial or insurance advisor to guide them for a better future. | | | | Feng Yuan. Aircraft Maintenance License Engineer. Serena Tan. Teacher. Felix has been a great agent who is willing to go the extra mile to explain the policy which the client does not really understand. He considers the needs of the client and gives appropriate advice to maximize the client investment.
All in all, if the client has any doubt, just approach him and he will give the best advice to the client’s needs.
Felix is an approachable insurance agent who responds promptly to questions raised to the best of his ability.
He does not hard-sell his policies, unlike some insurance agents in the market. He respects his clients’ decisions and needs, and recommends the best policy/policies.
He also ensures that his clients understands the policy completely and is patient in his explanation. | | | | |