View this email in your browser

felix hoe, 何泓铮

In Touch

A Monthly Curated Newsletter

As we embrace the new year, it may help to remember that the turning of the year doesn’t call for grand plans or perfect routines. Instead, it invites calm, adaptability, and trust in small, consistent steps. The collection of articles gathered here speak about the value of steadiness over speed, flexibility over force, and provides a quiet assurance to just keep going—even without clarity.

Most Resolutions Collapse by February. Here’s the System High Performers Use Instead

If your resolutions fade fast, it’s not a discipline problem. This piece shows how high performers skip rigid goals and build simple weekly systems instead—focusing on identity, small habits, and structure to create change that actually sticks.

 
read more
 

Beyond the New Year: How to Turn Family Resolutions into Everyday Rituals

Make family resolutions stick by setting small, realistic, shared activity goals, involving children in planning, focusing on behaviours not outcomes, building connection, and staying flexible—so routines become enjoyable habits rather than abandoned ambitions.

 
read more
 

Why humans are surprisingly bad at being happy | Laurie Santos

 
view video
 
 
Proudly Brought to You
 
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
felix hoe, 何泓铮
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

© felix hoe, 何泓铮, All rights reserved.

Testimonials and Referral Notes

View the full list

Li Chin. Senior Executive Secretary in CEO's office

Felix called to introduce himself after one of webinars I attended to share more about his company and available services. Felix is knowledgeable, attentive and thoughtful during each of our meetings to understand my financial concerns. To be frank, after two meetings I still didn’t understand everything but one thing was very clear - by proper forward planning, his proposal of retirement plan is able to give me the financial security that I had been seeking and he can help to obtain more comprehensive insurance coverage with lower costs (the insurance premium would be reduced by approximately 50%). This will give me the ability to organise and control my fiscal life and may enable me to retire earlier than I thought. Felix is always patient and friendly to address whenever I called in with questions and concerns. This is important in today’s busy climate and impersonal service. I appreciate the services I get from Felix. Thank you.

Rui Yang. Operations Director.

Felix has been providing some relatively good follow-ups to the clients. Although he was new many years back when I decided to purchase several financial products from him, he has picked up fast to provide the necessary information to me. Furthermore, the fact that he has been taking initiative to stay in contact with me is encouraging. I believe that this is one of the most important qualities which a financial advisor needs to possess. Feel free to give a try to his services and I believe that it will benefit you in long term.

Chun Heng. Research Assistant

Yeow Chuan is a nice and approachable person. He is very patient when explaining policy to me. I can tell his passion on his job. He likes to interact / communicate with people. He is knowledgeable regarding to financial issues and likes to share with people. I can tell that he is responsible to his client as he always let us know he is going overseas or something.

Yong Yiah & Geok Lian. Biz Owner

我是Mdm Teo,我是从报张上认识Felix 的,本来不想联系他但是我还是坚持打电话给他,我不想联系那些投资者是因为我不想浪费双方面的时间,因为我已经有足够的保单了。 最后我决定联系他,没想到是跟我约一个时间他就解释他的保单的详情给我知道,没想到他解释到很清楚给我,从中才决定跟他买下两份保单。 在此我很感谢Felix,之后我还有很多不明白的问题他都抽空帮我,感谢🙏您。我也是有很多位经济人都没办法解释给我听讲到一头雾水。

Guan Soon. Navy Electrical Technician.

Yeow Chuan has been a very thoughtful advisor. I can see the passion in him in his effort towards his job. The way he analyse and handle his clients makes me feel comfortable when we discuss about certain plans or policy. I don’t really feel like he is only an advisor but also a friend who helps his client to his best efforts. Thanks for your helpful advices and help given to me.

Li Chin. Kishen Kumar

A fun and informative night to catch up with Felix and his team. Thank you Felix and APEX for the invitation. Appreciated a lot. Great client focussed on fun with brief introduction information for some product seminar.